REVKIT
An automotive social network, transitioning to a social network & marketplace
Starting as a contractor and finishing as an FTE, I led UX design for Financial Insights and Credit Card sectors. We built a working bank from scratch (and vendors) in less than seven months, working at a frenetic pace. The bank was running successfully before funding issues forced the company to shutter in November of 2022.
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“Michael’s work was critical in managing a difficult financial insights vendor, before stabilizing and streamlining the design side of our credit card and banking efforts. I appreciated his ability to keep the big picture in mind, while ensuring no detail went overlooked.”
–Mike Kaplan, CXO
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Challenge
The challenge was to create a world-class banking experience on an extremely compressed timeline. Corporate wanted to launch banking, credit card and mortgage simultaneously, in less than a year—my role was Lead UX Designer for credit card and financial insights.
WithPurpose was a well funded, aggressively scheduled fintech startup with large ambitions. Corporate operated under the assumption that anything could be built at any speed, with enough talent and money in a collaborative environment. While the timing vis a vis investment may have left something to be desired; I gained an amazing education from some of the best people in design and fintech.
Approach
A staff restructuring took me off of financial insights and brokerage, and put me in the lead design role for customer-facing credit card UX / UI mid-stream. I quickly took stock of our immediate status on credit card and mapped holes in the user experience. I also got more involved with the banking team (checking / savings), focused on unifying the UX / UI of the two experiences.
Concurrently, I collaboarated with legal to bring both the web app and the credit card marketing pages into compliance.
Process
Kickoff & Discovery: Conducted a thorough analysis of the existing assets vis-a-vis our outline. I fleshed out the outline and identified opportunities.
Research & Analysis: I had already participated in much of our competitive analysis research, and upon joining the team I worked to bring in more examples from European banks, which were pacing ahead of American banking experiences at the time. I prepped studies for our UX researcher to bring to participants, and helped analyze the data.
Information architecture and content strategy: Credit card flows have a few essential screens, but plenty of bloat. I collaborated with legal and UXR to streamline the way we presented information, for marketing, onboarding, and using the credit card web app. Most of our content started in Marketing, and I adapted it to fit our flows. I also wrote most of the content after—unfortunately—our UX writer was let go in the first round of staffing cuts.
Evaluation: I built a lo-fi diagram of the proposed website, connecting existing assets to each feature, to identify opportunities for redesign, reskinning or new features.
Structure: I organized a new file structure to divide, delegate and tackle the UX work.
UX Design: My team and I designed new medium-fidelity wireframes, in collaboration with the lead UI designer, in Figma. We presented to stakeholders at regular intervals through this process.
Hi-Fi Prototype: Finally, we developed the refined wireframes into high-fidelity mock-ups. We built both mobile and desktop web versions.
Presentation and handoff: We presented a final prototype to senior leadership, and handed off our files to internal Deloitte teams as planned.
Result
We presented a final prototype to senior leadership, which encompassed onboarding, dashboard and checking flows. Our new concept was approved by senior management and green-lit for development. As planned, our tiger team wound down to pass the work back to internal Deloitte teams. The product has since been launched and is still in use today.
See lululemon research work
See REVKIT case study
See GloriFi Financial case study
Alignment
Aligned with stakeholders, reviewed existing Deloitte-side assets
BankingSuite